Smart Start Checking
If you’re a full-time student in school, age 13-18, you’re just getting started managing your money and setting financial goals. Columbia Credit Union is here to provide the tools you need. Take control and get on the right path with services designed with you in mind. Our Smart Savers Program helps you develop good money management habits and start your first checking account.
If you’re not already a member of Columbia Credit Union, have your parents or guardians help you join by completing a Membership Application and make a minimum $25 deposit into your new Share Savings Account (additional $25 minimum deposit to open a Smart Savers Free Checking Account). Your parent or guardian will be a joint owner on your account. Now you’re on your way.
Members of the Smart Start Savers Program receive the following benefits along with the membership:
If you’re a full-time student in College or Trade School age 18-25 and you’re just getting started or continuing to learn about managing your money and setting financial goals, then we have an account just for you. Columbia Credit Union is here to provide the tools you need. Take control and get on the right path with these services designed with you in mind. Our Campus Savers Program helps you develop good money management habits and start your checking account.
If you’re not already a member of Columbia Credit Union, complete our short Membership Application and make a minimum $25 deposit into your new Share Savings Account (additional $25 minimum deposit to open a Free Campus Checking Account).
Everyone makes mistakes! We offer Fresh Start Checking as an option for those members who have had prior account management issues that may prevent them from opening a traditional checking account.
Checking without the fuss! This product is designed for individuals looking for a straight-forward, no-nonsense checking account without hidden fees or minimum balance/deposit requirements.
Want the best of both worlds? Our advantage checking offers you the flexibility of a checking account with the earning potential of a savings account! You also get exclusive discounts on select credit union services.
Golden Advantage Checking is designed to fit the needs of our members who are 50 years of age or older. It offers the same perks as our Advantage Checking with some added benefits. There is no minimum balance requirements and you may receive monthly mailed statements for free!
*Free checks are for CCU Logo Check Stock
**First Personalized VISA Debit Card free for new members
Protect your VISA card with a personal password to help ensure that only you can use it at participating online stores. It’s free! Activation is easy. We strongly encourage you to add this extra layer of protection for your CCU VISA debit and/or credit cards. Click on this link: Verified By VISA and follow the simple steps. The site will ask for your SSN.