Free Credit Report

The government has mandated that everyone have free access to their credit report from each of the three major credit bureaus (Experian, TransUnion, and Equifax) once a year.

To access your free credit reports go to You may also order by phone by calling 877-322-8228, or by mail. To do so print out the form available on and mail to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281