The government has mandated that everyone have free access to their credit report from each of the three major credit bureaus (Experian, TransUnion, and Equifax) once a year.
To access your free credit reports go to www.annualcreditreport.com. You may also order by phone by calling 877-322-8228, or by mail. To do so print out the form available on anualcreditreport.com and mail to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281